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Last Updated: 8-17-2025
1. Introduction
Welcome to Xchange4Me ("Service"), operated by Stardywave ("we," "us," or "our"). By accessing or using our Service, you agree to comply with and be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and Stardywave. If you do not agree, refrain from using the Service. Our [Privacy Policy](link) is incorporated herein by reference.Β 

2. EligibilityΒ 
You must be at least 18 years old to use the Service. By using Xchange4Me, you confirm you are of legal age and have the capacity to enter into this agreement. Minors are prohibited from using the Service without parental consent.Β 

3. Account RegistrationΒ Β 
- Provide accurate, current, and complete informationΒ during registration.Β Β 
- Safeguard your account credentials; you are responsible for all activities under your account.Β Β 
- Notify us immediately of unauthorized use. We reserve the right to suspend accounts suspected of compromise.Β Β 
- Account sharing or transfer is prohibited.Β Β 
- You are solely responsible for ensuring the accuracy of account details (e.g., wallet addresses, bank information) submitted for transactions. Stardywave is not liable for errors, delays, or losses resulting from incorrect or incomplete information provided by you.Β Β 

4. Service TransactionsΒ Β 
- Order Processing Time:Β Β 
Β  - Most transactions are processed within 5 to 30 minutes under normal conditions.Β Β 
Β  - In rare cases (e.g. technical issues, high volume), processing may take up to 24 hours.Β Β 
Β  - If your transaction exceeds 24 hours, contact our support team for assistance.Β Β 
Β  - Stardywave is not liable for delays caused by third-party services, user errors, or unforeseen technical disruptions.Β 
Β -Β Payment Terms:Β Β 
Β  - Account Details Provided by Admin:Β Β 
Β  Β  - If an admin provides you with payment account details (e.g., bank account, wallet address), you must complete the payment within 10 minutesΒ of receiving the details.Β Β 
Β  Β  - Failure to pay within 10 minutesΒ will result in the transaction being voided. Stardywave is not liable for any loss of fundsΒ if you fail to meet this deadline.Β Β 
Β  Β  - Do not request account details unless you are ready to make immediate payment. Repeated requests without timely payment may result in account suspension.Β Β 
Β  - Payment Amount:Β Β 
Β  Β  - You must pay the exact amountΒ specified in your submitted order.Β Β 
Β  Β  - No modifications to the payment amount are permittedΒ unless explicitly approved by the Admin Ahead via written confirmation (e.g., email, whatsapp or in-app chat).Β Β 
Β  Β  - If you want to send an amount (overpayment or underpayment), contact the Admin Ahead immediately. Failure to do so may result in delayed or forfeited transactions.Β Β 

5. User Conduct
You agree not to:Β Β 
- Request account details for fraudulent purposes or without intent to pay.Β Β 
- Delay payments maliciously or disrupt transaction workflows.
- Engage in unlawful, fraudulent, or harmful activities.Β Β 
- Harass, threaten, or intimidate any Stardywave staff, contractors, or representativesΒ (online or in person). Violations will result in immediate account terminationΒ and may lead to legal action.Β  Β  Β 
- Spam, phish, or distribute malware.Β Β 
- Reverse-engineer, decompile, or disrupt Service functionality.Β Β 
- Scrape data or use bots without permission.Β Β 
- Impersonate others or misrepresent affiliations.Β Β 
- Violate applicable laws (including export controls).

6. Intellectual PropertyΒ 
- Stardywave retains all rights to the Service, including trademarks, logos, and content. Unauthorized use is prohibited.Β Β 
- User-Generated Content: By posting content, you grant us a non-exclusive, royalty-free license to use, modify, and display it in connection with the Service. You warrant you own or have rights to such content.Β Β 

7. Third-Party ServicesΒ Β 
The Service may link to third-party websites or services. We are not responsible for their content or practices. Use at your own risk.Β 
Β 
8. TerminationΒ 
- Account TerminationΒ :Β Β 
Β  - We may terminate or suspend your account at our sole discretionΒ for violations of these Terms, suspicious activity, or failure to comply with payment guidelines. No prior notice is required.Β Β 
Β  - You may deactivate your account via Service settings.
- Order Cancellation/RejectionΒ :Β Β 
Β  - Stardywave reserves the right to cancel or reject any order submitted on our website or platform for reasons including, but not limited toΒ :Β Β 
Β  Β  - Suspected fraud, money laundering, or illegal activity.Β Β 
Β  Β  - Technical errors (e.g., pricing inaccuracies, system glitches).Β Β 
Β  Β  - User-provided information discrepancies (e.g., mismatched account details).Β Β 
Β  Β  - Violations of these Terms or policies.Β Β 
Β  - We are not obligated to disclose the specific reason for cancellation or rejectionΒ unless required by law.Β Β 
Β  - Refunds for canceled orders will be processed according to our Refund Policy, if applicable.Β Β 
- Surviving clauses: Sections covering Intellectual Property, Disclaimers, Liability, Indemnification, and Dispute Resolution remain enforceable after termination.

9. DisclaimersΒ Β 
- Service provided "as-is" without warranties of merchantability, fitness, or non-infringement.Β Β 
- We do not guarantee uninterrupted, secure, or error-free operation.Β Β 
- Xchange4me byΒ Stardywave is not liable for misinformation in account details submitted by users, including incorrect wallet addresses, bank details, or personal information.**Β 
-Β Xchange4me byΒ Stardywave is not responsible for financial losses due to:Β 
Β  - User failure to pay within the 10-minute window after receiving account details.Β Β 
Β  - Incorrect payment amounts sent by users.Β Β 
Β  - Unauthorized modifications to orders without admin approval.Β 

10. Limitation of LiabilityΒ Β 
- To the maximum extent permitted by law, we are not liable for indirect, incidental, or consequential damages.Β Β 
- Our total liability is capped at fees paid to us in the past a month.

11. IndemnificationΒ 
You agree to indemnify xchange4me by Stardywave against claims, losses, or expenses arising from your breach of these Terms.

12. ModificationsΒ Β 
We may update these Terms at any time. Changes take effect upon posting. Continued use constitutes acceptance.Β 

13. MiscellaneousΒ 
- Severability: If a clause is invalid, the remainder remains enforceable.Β Β 
- Entire Agreement: Supersedes prior agreements.Β Β 
- Force Majeure: Not liable for delays beyond our control (e.g., natural disasters, cyberattacks).Β Β 
- Contact: Email: [email protected]

14. Effective Date
These Terms are effective as of the Last Updated date above.

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